Your First-Time Home Buyer Tips from Our Solicitors
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Specialised First Home Buyer Conveyancing Services
Buying your first home is quite exciting, but sometimes the paperwork seems a bit complicated. At Bluestone Conveyancing, we provide professional first-home buyer conveyancing solutions that will make this journey simple, secure, and clear for you. We act as your trusted legal guide in ensuring that you begin your property ownership with full confidence.
Why Select
Why select a dedicated conveyancer for first-time home buyers?
The process includes special grants, financial controls, and contracts from the government that you’ll want to understand. Our customised support helps you to avoid missing any key milestones.
Expertise
Our conveyance specialists provide a crucial layer of protection. We review your contract meticulously to identify any potential risks before you sign.
Authority & Trust
We guide you through all necessary property checks and liaise with banks, agents, and relevant government bodies, giving you the benefit of experienced property lawyers for first-time home buyers.
Clarity
We make you understand complex terms, so you understand exactly what you are signing and what your rights are.
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FAQ
Frequently Asked Questions
Generally yes. Victoria’s first home buyer duty concessions require the property to be your principal place of residence, with a minimum period of occupancy starting within a set time after settlement. Buying as an investment does not qualify. The State Revenue Office sets the current residence requirement.
It can. Eligibility is usually assessed across both purchasers, so a partner who has previously owned residential property in Australia may affect whether the concession applies, even if you have not owned before. Check the criteria with the State Revenue Office before relying on it in your budget.
No, they are two separate things. The First Home Owner Grant is a payment, and in Victoria it applies to new homes rather than established ones. The duty concession reduces or removes land transfer duty. You may qualify for one, both or neither, and the criteria differ.
Usually not. The grant is generally paid at settlement rather than beforehand, so it cannot fund the deposit you pay when you sign the contract. It reduces what you need at settlement instead. Plan the contract deposit from your own funds or a deposit bond.
Quite a lot, most of it out of sight. Your conveyancer orders searches, checks the title, prepares transfer documents and duty forms, and liaises with your lender as it prepares to advance funds. Your job is mainly keeping your lender moving and responding quickly when documents need signing.
Rates, water and, in an apartment or unit, owners corporation fees. These are adjusted at settlement so you pay only from that date, then billed to you directly afterwards. Land tax does not usually apply to a home you live in, but it does apply to an investment property.
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Ready to move? Get in touch and let us handle the legal details.
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